Payroll Matters? acts as outside, independent payroll service for small and medium-sized businesses. Payroll Matters? provides an employer access to a greater number of services including insurance, retirement plans, direct deposit as part of the payroll process. Payroll Matters? knows how to produce payroll properly: Write checks; Calculate the appropriate state and federal taxes; Determine the appropriate amount of tax owed; Keep accurate records; File with the IRS and state agencies; and Create and file W2 forms in a timely and correct manner.