Brightway is the only leading independent agency franchise system designed to help you reach your potential. As a result, today we are the seventh largest privately held Personal Lines agency in the country. Brightway franchises offer home, auto, life and business insurance services with the help of the company's centralized service center and accounting office. When you become an Office Agent with Brightway, you pay a reduced franchise fee of $30,000, and have access to our systems, tools and processes that make Brightway business owners successful.